| Loan Type | Max. Loan Amont | Rate | Term | Collateral |
| Co_Maker | $15,000 | 10.00% | 36 Months (3Yrs) | Qualified member co-maker required |
| Automobiles and | 80-100% of purchase price | 2.00% | 24 Months (2Yrs) | Title of Vehicle |
| Truck-New | (excluding taxes and tags) | 2.00% | 36 Months (3Yrs) | Title of Vehicle |
| 2.00% | 48 Months (4Yrs) | Title of Vehicle | ||
| 2.00% | 60 Months (5Yrs) | Title of Vehicle | ||
| Refinance or used auto | 80%-100% of low blue book | 4.00% | 48 Months (4Yrs) | Title of Vehicle |
| Home Equity | Owner Occupied | 6.00% | 18/360 Months | Lien on Property |
| First Mortgage | Owner Occupied | 5.00% | 18/360 Months | Lien on Property |
| First Mortgage | Non-Owner Occupied | TBD | TBD | Lien on Property |
| Share-Pladge | 1% Above highest Divident Rate | Member's Pladge/Deposit | ||
| 1st Quarter Dividend of 2011 | Rate | APY | ||
| Under $500.00 | 0% | 0 | ||
| $500.00 to 4999,00 | 0.25% | 0.25% | ||
| $4,999.01 to 9,999.00 | 0.50% | 0.501% | ||
| From $9,999.01 | 0.75% | 0.753% | ||
| Regula IRA | 0.75% | 0.753% | ||
| **80% of Purchas price | 3/9/2011 | |||
